Back to Insights

Claim for Damp and Mould in a Rented House in England and Wales

Written by the Housing Repair Help Editorial Team and reviewed by our claims team — a trading style of Reclaim Experts Ltd, an FCA authorised claims management company (FRN 1030701), Innovation Centre, 49 Oxford Street, Leicester, LE1 5XY. About us and our editorial standards.

Damp and mould are among the most common housing problems reported by tenants in England and Wales. Left untreated, they can cause serious damage and significant health risks — particularly for children, elderly residents, and anyone with respiratory conditions.

If your landlord has been made aware of damp and mould and has failed to take action, you may be able to make a claim for housing disrepair.

What Causes Damp and Mould?

Penetrating Damp

Water entering through walls or roof due to cracks, faulty guttering, or damaged pointing

Rising Damp

Moisture from the ground travelling up through walls due to a failed damp-proof course

Condensation

Often worsened by inadequate ventilation, single-glazed windows, or lack of heating

Plumbing Leaks

Hidden leaks behind walls or under floors creating persistent damp conditions

Signs of Serious Damp and Mould

Black mould spreading across walls, ceilings, or around windows

A persistent musty smell that doesn't go away

Peeling wallpaper or paint

Damp patches that reappear after cleaning

Visible water stains on ceilings or walls

Health symptoms such as coughing, wheezing, or skin irritation

Steps to Take When Reporting Damp and Mould

1

Notify Your Landlord in Writing

Write to your landlord or letting agent by email or letter. Include the location of the damp, when you first noticed it, and any impact it's having.
2

Take Photographs

Photograph affected areas regularly with timestamps. This creates a visual record showing how the problem has developed over time.
3

Keep Records of All Communication

Save every email, letter, and text. If you speak by phone, send a follow-up email summarising the conversation.
4

Visit Your GP

If anyone in your household is experiencing health problems, visit your GP and ask them to document symptoms and any likely connection to living conditions.
5

Contact Environmental Health

If your landlord fails to act, report to your local council's environmental health department. Learn more about reporting disrepair to your council.

Has your landlord ignored damp and mould?

If damp and mould in your home has been reported but not fixed, you can submit your details to see whether you may be able to make a claim.

Discover More About Housing Disrepair Claims

FCA Regulated Claims Management Company FRN: 1030701

Takes 5 minutes. No obligation.

Evidence That Supports Your Claim

Photos

Dated photographs showing the extent of the mould

Correspondence

Copies of messages with your landlord

Medical Records

Documentation of health impacts

Council Reports

Environmental health inspection reports

Receipts

For damaged belongings or cleaning costs

When Damp and Mould May Lead to a Claim

If your landlord has been notified and has failed to take reasonable action, you may be in a position to seek professional help. Tenants may seek compensation for inconvenience, health impacts, and financial losses caused by living in a damp and mouldy property.

Related Guides

Find Help in Your Area

Frequently Asked Questions

This article provides general information about housing issues in England and Wales and does not constitute legal advice. Legal services may be provided by independent solicitors where appropriate.

Housing Repair Help

Helping tenants in England and Wales get repairs and compensation for housing disrepair.

Contact

info@housingrepairhelp.co.uk

Housing Repair Help is a trading style of Reclaim Experts Ltd, a Claims Management Company authorised and regulated by the Financial Conduct Authority (FRN: 1030701). You can view our registration on the FCA Register. Registered with the Information Commissioner's Office (ICO Number: ZB869483). Registered in England and Wales (Company Number: 16058317). Address: Innovation Centre, 49 Oxford Street, Leicester, LE1 5XY, United Kingdom.

You do not need to use a claims management company to make a housing disrepair complaint. You can raise a complaint directly with your landlord or through the Housing Ombudsman Service for free.

Our service is designed to support tenants who want expert help managing their claim and seeking compensation. Reclaim Experts Ltd will receive a fee for any successful recommendation received.

© 2026 Housing Repair Help. All rights reserved.