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Can I Refuse to Pay Rent if Repairs Are Not Done? (England & Wales)

Housing Repair Help Editorial Team · Reclaim Experts Ltd is a Claims Management Company authorised and regulated by the Financial Conduct Authority, firm reference number 1030701. You do not have to use a claims management company to pursue a complaint or explore your legal options. You can report repair problems directly to your landlord. If you have an unresolved housing complaint, eligible tenants can also use the Housing Ombudsman Service free of charge: https://www.housing-ombudsman.org.uk/residents/.

Published 5 September 2025. Last reviewed and updated 3 September 2026.

When a landlord repeatedly fails to carry out necessary repairs, many tenants understandably consider withholding rent as a way to force action. This article explains why stopping rent payments can be risky and outlines safer, more effective steps you can take instead.

Can I Refuse to Pay Rent if Repairs Are Not Done?

No — not safely. In England and Wales, your obligation to pay rent and your landlord's obligation to carry out repairs are treated as separate legal duties. Refusing to pay rent, even over serious disrepair, can lead to eviction for arrears — creating more problems for you than your landlord.

Why Stopping Rent Can Be Risky

Risk of Eviction

Even if the property is in disrepair, a landlord can apply to court for possession if rent is unpaid

Weakens Your Position

Arrears over £1,000 can significantly weaken your case — solicitors may decline to act and courts may view it unfavourably

Affects Credit & References

Rent arrears can make it harder to rent in the future

Can I Deduct Repair Costs from My Rent?

This is the one narrow exception tenants often ask about. In limited circumstances you can pay for urgent repairs yourself and deduct the reasonable cost from future rent — but the rules are strict and getting them wrong leaves you in arrears:

Report the problem to your landlord in writing first and allow reasonable time to fix it

Only use this route for repairs the landlord is legally responsible for

Get at least two quotes and keep every receipt

Write to the landlord before deducting, explaining the costs and enclosing evidence

Only deduct a reasonable amount — never stop rent entirely

Because mistakes can trigger possession proceedings, get advice from Citizens Advice or a housing solicitor before deducting anything from your rent.

Better Steps Tenants Can Take

There are more effective and legally safer ways to deal with a landlord who won't carry out repairs:

1

Put your complaint in writing

Send an email or letter clearly describing the problem, with photos, and ask for a specific response deadline.
2

Contact your local council

Their environmental health team can inspect the property and issue enforcement notices.
3

Seek advice from Citizens Advice

They can help you understand your rights and options as a tenant.
4

Consider a housing disrepair claim

If conditions are met, you may be able to check your eligibility for a formal claim to get repairs done and claim compensation.

Reporting Repairs Properly

How you report repairs matters. To protect yourself legally, always:

Report in writing (email is ideal as it creates a timestamp)

Include clear descriptions and dated photographs

Keep copies of all correspondence

Follow up if you don't receive a response within a reasonable time

Note any repair visits — what was done and whether the issue was resolved

Getting Professional Help

If your landlord continues to ignore serious disrepair, seeking professional legal advice is often the most effective next step. Many housing disrepair solicitors work on a no win, no fee basis.

A solicitor can assess your situation, arrange an independent property inspection, and advise on whether you have grounds for a claim. They can also write to your landlord on your behalf, which often prompts faster action.

Who is Housing Repair Help?

The facts about who we are, how we work and what you pay, set out plainly.

Who operates the service

Housing Repair Help is a trading style of Reclaim Experts Ltd, a company registered in England and Wales (company number 16058317) with its registered office at Innovation Centre, 49 Oxford Street, Leicester, LE1 5XY.

FCA status

Reclaim Experts Ltd is a Claims Management Company authorised and regulated by the Financial Conduct Authority, firm reference number 1030701. You can check its entry on the FCA Register. It is also registered with the Information Commissioner's Office (registration number ZB869483).

What our role is

We provide free, plain-English information about housing disrepair, run a free eligibility check based on the details and evidence you provide, and help organise photos, reports and correspondence into a clear case file. Housing Repair Help is not a law firm and does not provide legal advice or legal representation.

What happens after you submit an enquiry

Every enquiry is reviewed against the same criteria before it is passed on: whether the disrepair falls within the landlord's repairing obligations, whether the landlord was told about the problem and given a reasonable chance to fix it, the severity of the problem, the quality of the evidence, and how long it has continued. If your case is not suitable we tell you and point you to free routes such as the Housing Ombudsman Service, Citizens Advice and Shelter.

Our relationship with the solicitor

Suitable cases are introduced to specialist housing disrepair solicitors on our panel. Those firms are independent of us and regulated by the Solicitors Regulation Authority. They decide whether to take a case on, and any legal advice comes from them once they have been formally instructed and a client care agreement is in place.

How referrals work

When a case is suitable, we pass it to a specialist housing disrepair solicitor on our panel. Reclaim Experts Ltd receives a fee from the solicitor for any successful recommendation. You are never charged for the introduction.

What you pay

You pay nothing to Housing Repair Help. We do not charge tenants a fee for our eligibility check or our introduction service.

What "No Win No Fee" means

The solicitors on our panel may offer to run your claim under a No Win No Fee agreement. Under such an agreement, the solicitor's fee is only payable if your claim succeeds, and is then usually recovered from your compensation. If your claim does not succeed, you do not pay the solicitor a fee for their time. The solicitor will explain the full terms before you sign anything, and you are free to choose a solicitor of your own instead.

Has your landlord failed to make repairs?

If your landlord has failed to repair serious problems in your home, you can check whether your situation may qualify for further review.

Start Your Claim

FCA Regulated Claims Management Company FRN: 1030701

No obligation.

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Further Reading

Frequently Asked Questions

This article provides general information about housing issues in England and Wales and does not constitute legal advice. Legal services may be provided by independent solicitors where appropriate.

Trusted resources

Independent organisations you can check or turn to at any point, free of charge.

Solicitors Regulation Authority

The Solicitors Regulation Authority (SRA) regulates solicitors and law firms in England and Wales. You can check any solicitor or firm on its public register, and read its guidance on No Win No Fee agreements and your rights as a client.

Visit the SRA website →

Free independent advice

You do not have to make a claim to get help. Citizens Advice, Shelter and the Housing Ombudsman Service all offer free, independent advice on housing disrepair, complaints and your rights as a tenant. The Housing Ombudsman can order your landlord to carry out repairs and pay compensation, free of charge.

Citizens Advice: repairs in rented housing →
Housing Repair Help

Helping tenants in England and Wales get repairs and compensation for housing disrepair.

Contact

info@housingrepairhelp.co.uk

Housing Repair Help is a trading style of Reclaim Experts Ltd, a Claims Management Company authorised and regulated by the Financial Conduct Authority (FRN: 1030701). You can view our registration on the FCA Register. Registered with the Information Commissioner's Office (ICO Number: ZB869483). Registered in England and Wales (Company Number: 16058317). Address: Innovation Centre, 49 Oxford Street, Leicester, LE1 5XY, United Kingdom.

You do not need to use a claims management company to make a housing disrepair complaint. You can raise a complaint directly with your landlord or through the Housing Ombudsman Service for free.

Our service is designed to support tenants who want expert help managing their claim and seeking compensation. Reclaim Experts Ltd will receive a fee for any successful recommendation received.

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